Mortgages

Depending on whether you’re buying your first home, up or down-sizing or buying-to-let, there is a whole range of different mortgages available to suit you and your situation. Simpsons Financial provide access to an in house independent broker who can offer you access to the whole market, allowing you to compare varying mortgage types, term lengths and interest rates. They will take into consideration your ideal monthly repayments to help you determine the best product available, giving you the tools you need to make a fully-informed decision. In addition to setting up your first mortgage, they can offer advice on how to remortgage your property or how to switch your mortgage to a new property if you move. This complimentary service is offered to every one of our customers so talk to us today, we won’t disappoint.

Insurance

When buying a new property, whether for yourself or to let, it’s vital to ensure you have the right insurance in place to protect your investment. Simpsons Financial can arrange for an in house independent broker to walk you through all the different policies you may need to take out, from building and contents insurance through to life insurance. They’ll compare prices from across the market, free of charge, to ensure this step on your journey is as smooth as possible. Critical illness cover is also available  as well as a range of products for landlords including property insurance, rent protection and legal expense insurance to help protect against missed rental payments and the cost of repossessing a property.

Personal Tax Returns

Letting a property can be a great additional source of income but it’s important to ensure everything you earn through letting a property is declared for tax purposes. As part of our full property management service, we offer comprehensive independent financial advice, including help completing your annual personal tax returns. With decades of experience in the lettings industry, we have everything you need to ensure you’re on track with your records every year. As part of our comprehensive management package, you’ll have complete access to our independent financial advisors whenever you need their help.